About Us

Credit Union Difference

Why We Do, What We Do.

The people who join and use cooperatives are called members. As a member of the cooperative, consumers save money on products and services. The profits from the cooperative are returned to the members in various forms, including lower loan rates and higher deposit rates. Credit Unions are unique financial institutions because they are member-owned, not-for-profit, and volunteer-driven. Banks are for-profit and operate to make money.

Since 1958, ICCU has been making dreams come true for its members with consistently straightforward, inexpensive, quality services. As a not-for-profit financial cooperative, we are in business to serve in the best interest of our members.  

Thinking about becoming a member? Anyone who lives or works in Isabella County or one of the surrounding counties, or is related to a current ICCU member is eligible for membership at ICCU. 

Our Mission

At ICCU, we want to be your trusted partner throughout any stage of your life. That's why our mission statement is:

Building lifetime Member Relationships as a Trusted Financial Partner

No matter what stage of life you are in, from a Treasure Hunt Savings Club member to buying your first car, to retirement and all of the special moments in between, ICCU is here for you.

Member Promise

At ICCU, Everyday, We Promise To:

  • Help simplify your financial life,

  • Always work in your best interest, &

  • Partner with you to achieve financial success!

Above & Beyond Employee Award

What is it?

The Above & Beyond Award recognizes the hard work and dedication of an ICCU employee in service to members and the ICCU team. Each winner receives recognition by their co-workers, a certificate of appreciation, a special parking space, and a $50 VISA gift card.

Nominate an ICCU Employee

Nominations are accepted from members, employees, and ICCU business partners each quarter. Please fill out the form below. 

Community and Events

Explore ICCU's extensive community involvement initiatives, where we are deeply committed to uplifting and supporting local neighborhoods. From volunteering with charitable organizations to sponsoring events, we actively engage in initiatives that make a meaningful difference where it matters most. Join us in building a brighter future together by exploring our diverse range of programs aimed at fostering a stronger and more vibrant community.

 

ICCU History

Highlights

Founded in 1958:  A group of school employees founded what was originally called, "School Employees of Isabella County Credit Union (SEICCU)" on February 10, 1958, at the Mount Pleasant High School. That first year, the credit union had 82 members and $4,900 in assets.

Since that time, the credit union, now known as Isabella Community Credit Union, has expanded its charter to include all of Isabella County and the surrounding area. Check out our timeline below to learn more about your credit union.

Year Event
1958 School Employees of Isabella County Credit Union (SEICCU) founded • 82 members, $4,900 in assets.
1964 Office moved to board member Isabel Catlett's kitchen on Lansing Street • 447 members, $126,000 in assets.
1966 Name changed to Isabella Governmental Employee Credit Union (IGECU) • 639 members, $227,000 in assets.
1975 Name changed to Isabella Employees Credit Union (IECU) • 3,747 members, $3,351,000 in assets.
1976 First checking account product offered to members called a "share draft" account.
1977 IECU opened new office at 2770 West High Street (Remus Road), which is now ICCU's branch office.
1980 210 South Mission Street branch location opens for service • 8,200 members, $9.4 million in assets.
1982 Merged with Clare Governmental Employees Credit Union, expanding service to the Clare area.
1984 Name change to: Isabella Community Credit Union (ICCU) • 10,200 members, $13.7 million in assets.
1987 Isabella Community Credit Union grows to 17,912 members • $25.9 million in assets.
1999 "www.ICCUonline.com" launched.
2002 Jay Anders hired as President/CEO. Membership drops to 15,062 due to intentional inactive account "clean up."
2004 Serving 13,800 members in the mid Michigan area • $49.2 million in assets.
2005 First Student-Run Credit Union at the Mt. Pleasant High School opens serving students, teachers, facility & staff through a partnership with the Mt. Pleasant Area Technical Center.
2006 Charter changed to open membership to those living or working in Clare, Gladwin, Gratiot, Midland, Montcalm, Mecosta and Osceola counties.
2007 July 10: Groundbreaking ceremony for new main office on Isabella Road in Mt. Pleasant, MI.
2008 February 19: ICCU's new main office opens at 2400 S. Isabella Road.
2008 May 7: Grand Opening Celebration for ICCU's new main office at 2400 South Isabella Road.
2008 November: ICCU does not have a 1st mortgage loan in default; mortgage crisis looms. ICCU is safe and lending money.
2009 ICCU receives a five star safety rating from Bauer Financial. $62 million in assets.
2010 Financial crisis continues and ICCU remains safe and sound. Benefits Plus checking introduced. $72 million in assets.
2012 ICCU returns downtown and opens new branch at the corner of Broadway & Main Street on January 3, 2012. 14,900 members. $84 million in assets.
2013 Chippewa Eagle Federal Credit Union merges into ICCU on June 1, 2013. $92 million assets.
2015 ICCU reaches $100 million in assets. W-M20 branch has major external building remodel.
2016 New responsive website launched. ICCU Mobile 2.0 including Mobile Check Deposit Available. SmartLoan lease look-a-like progam added. $120 million in assets.
2019 Jay Anders retires and Jenny Hoyle is named as ICCU’s new President & CEO
2020 COVID pandemic brings challenges, but ICCU remains financially sound. Expanded electronic & drive-thru services available to help members.
2021 ICCU’s Contact Center opens, allowing ICCU employees to serve ICCU members for more responsive phone, chat, and other services. $180 million in assets.
2023 ICCU's Downtown Office is reclocated to 410 W Boradway Street, Suite B.