Be Smart Safety Tips
Basic Information
Trust your gut. If something doesn't feel right, it’s probably not
Have a question? Call us
Not all websites are safe, even though they look fine. Be careful where you click
Watch your accounts and transactions for unusual activity. Use ICCU’s online banking, mobile app, and MoneyMap
Remember- ICCU will never call and ask for your card number. We already have it
Smartphones
Set PINs and passwords to prevent unauthorized access
Backup and secure your data
Only install apps from trusted sources
Read and understand app permissions before accepting them
Always update your phone to the latest software
Don’t access confidential information on open Wifi networks
Report a stolen smart phone to protect your information
Safe Traveling Tips
Traveling comes with its own set of risks, including using mobile devices and unknown internet connections. Here are some things you can do to keep your information safe:
Before You Go
Make sure your phone is updated
Back up your information
Keep your phone/laptop locked when not in use
While You Are There
Disable Auto Connecting to Bluetooth/Wifi Networks
Avoid Connecting to Public Wifi, if possible
Think Before You Click on links
Guard Your Phone
Common Threats While Traveling
Unsecured Wireless Networks – can allow criminals access to your phone/laptop
Publicly Accessible Computers – criminals can install software to gather user’s information
Physical Theft of Device – keep your phone/laptop with you or secured at all times
Learn more at https://www.cisa.gov/stopthinkconnect.
Protect Your Credit
Be sure you are keeping a close eye on all of your accounts.
Monitor your credit report (1 credit report, not the score, from each of the 3 agencies for free, per year) at www.annualcreditreport.com.
Consider putting a "credit freeze" on your credit report by contacting each credit reporting agency (Equifax, TransUnion, Experian) to prevent new credit from being taken out in your name
ID Theft Prevention
Protect Yourself
ID theft can happen to anyone, at any time. These resources can help you if your identity is stolen or if you wish to learn more, so it's less likely to happen to you. As always, your credit union offers free support and assistance.
Young people, under the age of 25, are the fastest-growing segment of the U.S. population to have their identity stolen. Encourage the young people in your life to review their credit report for free.
Warning: Not all ID Theft sites on the web are safe. Some are designed to intentionally scam you.
ID Theft Response: What to do now?
Right Away
Step 1: Call the companies where you know fraud occurred.
Explain the situation
Ask them to close or freeze your accounts
Change logins, passwords, and PINs
Step 2: Place a fraud alert.
Step 3: Get Your Credit Reports.
Go to annualcreditreport.com for your free credit reports
Review your reports and make note of any accounts or transactions you don’t recognize
Step 4: Report identity theft to the FTC.
Complete the online form at identitytheft.gov or call (877) 438-4338
Step 5: You may choose to file a report with your local police department.
Go to your local police office with:
A copy of the FTC report
Your ID
Proof of your address
Proof you have of the theft
Tell the police that someone stole your identity and you need to file a report
Ask for a copy of the police report
GreenPath Financial Wellness
Financial Counseling, Debt Management, and Financial Education
At ICCU, we care about your financial health. That’s why we have partnered with GreenPath Financial Wellness to provide you with access to one-on-one financial counseling, debt management services, and financial education tools.
TruStage
Insurance the Credit Union Way
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, home, and more. And they’re only available to credit union members like you.
© Copyright 2015, TruStage. All Rights Reserved.
TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. CORP-1213-B43A_1