Membership

Own Your Money

Join ICCU

It's easy to become a member! If you live or work in Isabella or one of its seven surrounding counties or are related to a current member, you are eligible for membership! 

Joining Isabella Community Credit Union opens up all the benefits of membership and a wealth of opportunities for you, including lower fees, great rates on loans and savings, a network of nearly 30,000 surcharge-free ATMs, and having a say in your credit union. As a member, your voice matters!

Plus, it comes with our personal commitment to you to:

• Help simplify your financial life

• Always work in your best interest, and

• Partner with you to achieve financial success

We would love to talk with you to help you reach your financial goals. All it takes is $5.00 to open a savings account. Apply for membership online, schedule an appointment, or stop by an ICCU office. At ICCU, your success is our success!

GreenPath Financial Wellness

Financial Counseling, Debt Management, and Financial Education

At ICCU, we care about your financial health. That’s why we have partnered with GreenPath Financial Wellness to provide you with access to one-on-one financial counseling, debt management services, and financial education tools.

Love My CU Rewards

Exclusive Member Discounts

Save money simply for being a member of ICCU! 

Savings offers include TurboTax, Tracfone, Identity Theft Protection, Sam’s Club membership, and insurance.

You can also save on travel and entertainment including rental cars, hotels, theme parks, tickets for sports, concerts, shows, events, movies, and ski resorts!

Safe Deposit Boxes

Why is it Important?

A safe deposit box is just as the name implies—a secure place to store items that would be difficult or impossible to replace.

Many people keep valuables in a filing cabinet or safe, but those places are not resistant to fire, water, or theft. 

Safe deposit boxes are available to all ICCU members in good standing who need a place to store their valuables.

What Can You Put in It?

• Birth Certificates

• Deeds

• Family Heirlooms

• Financial Papers

• Savings Bonds

• Rental/Lease Agreements

• Anything important to you!

Please keep in mind that although ICCU buildings are secure, separate insurance should be considered and arranged through your insurance agent for the items in your safe deposit box. Cash should be kept in your ICCU account, not in a safe deposit box.

Sizes and Fees

The yearly safe deposit box rental fees are based on size (in inches) and are deducted from your ICCU account on February 14th of each year. 

• 3 x 5 = $30

• 3 x 10 = $40

• 5 x 10 = $60

• 10 x 10 = $120

Note:  A pro-rated rental fee is due when the box rental agreement is signed.

Gold Key Discounts

For ICCU Members 62 Years and Older:

Medicare Solutions

My Member Insurance Agency

Are you concerned about all of the Medicare advice and options out there but not sure who to trust? Are you considering alternative Medicare plans during open enrollment?

Our credit union trusts My Member Insurance Agency to help you choose the best Medicare supplemental plans for your health and financial needs. They know what matters most!

Delivers the Best Medicare Solutions

• Based on your health and financial needs

• Multiple insurance carriers with competitive rates

• Focusing on Medicare Advantage and/or supplemental solutions

Provides Personalized Care

• Extensive knowledge and experienced agents in both Medicare and financial industries

• Dedicated to finding the best solutions for you

As an ICCU member, you are invited to a no-pressure consultation developed specifically for you!

For more information or to get started, contact My Member Insurance Agency at (800) 448-5355 and let them know you are a member of Isabella Community Credit Union, or fill out the form below and they will reach out to you. 

TruStage

Insurance the Credit Union Way

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, home, and more. And they’re only available to credit union members like you.

Prepaid Cards

Gift Cards

Why grab a Gift Card?

• Leaves the merchant choice in consumer hands

• Brings customizable solution for varying load amount requests

• Allows for easy online balance checks and management

• Frees up shopping options, whether in-store or online

Who’s looking for a Gift Card?

• Gift-givers with varying amount and recipient needs

• Gift-givers seeking a plastic alternative to paper products

• Gift-givers with frequent incentive and customized offerings

What are the fees?

• Purchase fee – $3.50

• Replacement fee – $5.00

• Inactivity fee – $2.95 after 12 consecutive months

Reloadable Cards

A convenient, flexible, general-purpose reloadable card.

Features and Benefits:

• Direct Deposit Paychecks

• No Credit Check* – Just load and go

• More Control – Customers spend only what they load

• Use Where Debit Cards Are Accepted

• Use Online or Over the Phone – It’s safe and secure

• Get Cash at ATMs

• Text Alerts– Customers can manage their money on the go

Travel Cards

• Use it anywhere debit cards are accepted

• Accepted internationally

• Manage money on the go with text alerts

• Get cash at ATMs

• Direct deposit – save for your next trip

• Shop online or over the phone

• No credit check* – just load and go

• Card and funds easily replaced if lost or stolen