Solutions for Home Improvement Loans
Got a Minute?
Let's get started on your loan application
Home Improvement Loan
With a Home Improvement Loan from ICCU, you can get your home projects completed with a simple monthly payment that fits into your budget.
Home Equity Loan
With a bit of creativity and a loan from ICCU, you can make your home into your dream home.
Home Equity Line of Credit
This may be the answer for when you need to borrow for almost any reason, such as home improvement, education, unexpected expenses, debt consolidation, or even a family vacation.
HE/HELOC Loans
Effective Date: November 1, 2024
| Loan Type/Details | APR* |
|---|---|
| 5-Year Fixed | as low as 6.75% APR |
| 7-Year Fixed | as low as 7.00% APR |
| 10-Year Fixed | as low as 7.25% APR |
| 15-Year Fixed | as low as 7.75% APR |
Effective Date: November 1, 2024
| Loan Type/Details | APR* |
|---|---|
| PRIME + 0% | 8.00% APR Variable |
| Based on Prime Rate with a floor of 3.00% and ceiling of 18.00%. Changes on the 1st of each month. Payments based on $1.75 per $100.00 borrowed at the time of each advance. Credit limits based on SEV or appraised value. | |
Effective Date: November 1, 2024
| Loan Type/Details | APR* |
|---|---|
| PRIME + 0% | 8.00% APR Variable |
| Based on Prime Rate with a floor of 3.00% and ceiling of 15.00%. Changes on the 1st of each month. Payments based on a 60 to 240 month tier, determined by the line of credit amount and outstanding balance at the time of each advance. | |
Effective Date: November 1, 2024
| Loan Type/Details | APR* |
|---|---|
| PRIME + 0% | 8.50% APR* Variable |
| Changes quarterly on the 1st of Feb, May, Aug, and Nov..Based on Prime Rate with a floor of 3.00% and ceiling of 18.00% | |