The purchasing power of women has been rising for decades and all signs say it will continue. The amount of assets controlled by women in the U.S. is expected to climb
Read MoreA longer-term loan can make even the most expensive car look affordable. By stretching out the loan over many years, your monthly payment is likely lower, but you could end up paying a lot more in interest. Still, many people find such loans attractive.
Read MoreIt's a buzz word you shouldn’t ignore: financial literacy. Why? Because it's essential for financial survival in today's world. It’s never too late to begin learning the financial facts of life. If you’re unsure how financially literate you are, ask yourself three questions:
Read MoreIf you're looking to firm up your goals, a credit union—which is a not-for-profit financial cooperative that offers the same services as a bank—is a smarter choice. Here are some ways ICCU can help you achieve your life goals.
Read MoreWhether it’s the struggle of delaying immediate rewards for greater benefit in the future, or an unexpected expense, people looking to build a successful savings habit often run up against these very human challenges.
To help manage these realities, here are five tips we suggest to jump-start your savings.
Read MoreIt’s easy to see when your house needs cleaning: clothes are on the floor; dirty dishes are stacked in the sink. But it may be a little harder to know when to “tidy up” your finances. Here are a few signs:
Read MoreMoney worries keep many Americans up at night. A recent survey by NextAdvisor found that 51% of Americans were anxious about their financial situation. The top 3 worries were debt, lack of savings, and not having enough for retirement. If you find that money worries are keeping you up at night, here are some steps you can take:
Read MoreYou work hard for your money. Why not make your money work for you? One of the easiest ways is to take advantage of compound interest. Knowing how it works will help you increase your savings and keep your debt low.
Read MoreHow can you stay safe and protect your identity? Identity theft occurs when someone uses personal information without your permission — like your name, Social Security number or credit card number — to commit fraud or other crimes.
The Federal Trade Commission estimates that millions of Americans have their identities stolen each year. While it can be a challenge to guarantee you won’t become a victim of identity theft, you can minimize your risk with the following tips.
Read MoreThe home decorating business is a billion-dollar industry, and for good reason. For many people, nothing makes a house feel like a home quite like photos, artwork, and soft pillows. However, in recent years, the minimalist lifestyle has gained fans. From tiny houses to spare, clean bedrooms, minimalists are proving they have really good design taste. But the truth is they've readjusted their mindset to appreciate the things they have and purge the things that don't bring joy.
Read MoreAutomated Teller Machines (ATMs) are convenient way to access your funds using your debit card. That convenience also appeals to crooks. For that reason, it’s important to learn how to access your funds safely and protect them from being accessible by others.
Read MoreDo money talks with your teenagers begin and end with “How much do you need…”? Our advice is don’t tell teens what they need to know—show them.
Read MoreThe New Year is a time for new beginnings. Are you ready to make money resolutions that stick? Eliminating debt, learning new spending habits, or building savings are choices that can change your life. They can affect your entire well-being from stress levels, to physical and mental health. When considered as one big New Year’s goal, it can be overwhelming to know where to begin. To make it possible in the year ahead, here are five tips to commit to your financial health.
Read MoreWhen money is tight and you don’t know if you’ll be able to make your rent or keep the lights on, you start looking for ways to find quick cash. You have options, including loans from ICCU, but whatever you do, don’t go to a payday lender. It’s a trap that will hold you captive far too long and cost you many times more than you borrow.
Read MoreSome people are experts at the Holiday shopping. They start shopping for Christmas at the beginning of the New Year, searching for deals year-round... For the rest of us, here are some great tips for last-minute holiday shopping…
Read More