Stay Alert: Protect Yourself from Financial Fraud
Stay Alert: Protect Yourself from Financial Fraud
At ICCU, safeguarding your personal and account information is our top priority. In light of a recent increase in fraudulent text messages and phone call scams targeting members of ICCU and other financial institutions, we want to keep you informed about the different types of financial fraud and how you can protect yourself.
Common Types of Financial Fraud
Phishing Scams: Phishing involves scammers sending emails, text messages, or phone calls posing as representatives of ICCU or other financial institutions. These messages often contain urgent language, prompting you to provide personal information or click on malicious links.
Vishing (Voice Phishing): Vishing is a type of phishing conducted over the phone. Fraudsters may call, claiming to be from ICCU, and ask for sensitive information such as your account number, Social Security number, or passwords.
Smishing (SMS Phishing): Smishing is similar to phishing but occurs through text messages. These messages may contain links to fake websites designed to steal your information or may ask you to reply with personal details.
Card Skimming: Card skimming involves using a small device to steal credit or debit card information during legitimate transactions. These devices can be placed on ATMs, gas station pumps, or other card readers.
Impersonation Scams: Fraudsters may impersonate ICCU employees or other trusted entities, attempting to gain access to your accounts or personal information through deception.
How to Protect Yourself
Be Skeptical of Unsolicited Requests: Be wary of any unsolicited requests for personal or financial information, especially if they come via email, text message, or phone call.
Verify the Source: If you receive a suspicious message or call, do not provide any information. Instead, disconnect immediately and contact ICCU directly at 989-773-5927 to verify the authenticity of the communication.
Monitor Your Accounts: Regularly monitor your accounts for any unusual activity. Promptly report any suspicious transactions to ICCU.
Use Strong Passwords and Security Measures: Use unique and strong passwords for your accounts and change them regularly. Enable two-factor authentication whenever possible.
Stay Informed: Keep yourself informed about the latest scams and security threats. Knowledge is a powerful tool in protecting yourself against fraud.
ICCU's Commitment to Your Security
At ICCU, we employ multiple layers of security to ensure your information remains secure. We are committed to maintaining the highest standards of protection for our members and continuously updating our security measures to combat evolving threats.
If you suspect any fraudulent activity or have concerns about the security of your account, please do not hesitate to contact us directly at 989-773-5927. Your vigilance and cooperation are crucial in our collective effort to prevent financial fraud.
Isabella Community Credit Union ∙ 989∙773∙5927