Protect Yourself From Fraud

Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts.

Disregarding receipts that have valuable information greatly increases the risk of credit and debit card fraud. Thieves easily can find receipts with valid account numbers in trash cans. Some easy steps you can take to prevent thieves from stealing your financial information:

·       Shred all preapproved credit offers, credit and debit card receipts, insurance forms, financial statements, and other paperwork containing personal and financial information. Did you know ICCU has free shred bins? Bring your important papers to ICCU and we will safely shred and dispose of them.

·       Check credit union statements and other financial statements monthly for discrepancies and order a credit report once a year to make sure no one else is using your personal information to obtain credit cards or services. Online and mobile banking allow you 24-hour access to your accounts so you can keep an eye on your finances.

·       Don't print your Social Security number on your checks and don't carry your Social Security card in your wallet. Where is a safe and affordable place to keep your Social Security card? An ICCU Safe Deposit Box. We offer a variety of storage sizes to fit all your important items.

·       Be hesitant about giving personal or financial information over the telephone--make sure you know the caller and know how the information will be used. If we need to verify your information we will never ask for your full debit or credit card number.

For more information check out what Nerd Wallet has to say about identity theft: https://www.nerdwallet.com/article/finance/how-to-prevent-identity-theft

Please reach out to us at (989)773-5927, if you ever have any questions or concerns about your account and how to keep it safe.