Plan Ahead When Buying Your First Home
See our six tips from our Mortgage Lending team for planning ahead when buying your first home.
Work on and maintain your credit score. Make timely payments and keep your credit card balances under half of the credit limit.
Save for a down payment and closing costs. These funds should appear in a personal, retirement, or investment account.
Get prequalified and understand your loan options.
Take note that lenders prefer to see that you have two years at the same job or in the same industry.
Keep a good record of important financial documents, such as W2s, paystubs, and bank statements.
Stick to the budget you set.
Reach out to our Mortgage Loan Experts at Isabella Community Credit Union for assistance and questions.
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